Morningstar Fund Report  | 11/04/2025Print

Coutts Managed Cautious Fund Class 2 Acc

Performance History31/03/2025
Growth of 1,000 (GBP) Advanced Graph
Coutts Managed Cautious Fund Class 2 Acc
Fund--13.28.08.5-1.5
+/-Cat--2.91.73.6-1.8
+/-B’mrk--2.10.22.8-1.8
 
Category: GBP Allocation 20-40% Equity
Category Benchmark: Morningstar UK Mod Caut Tgt...
Key Stats
NAV
09/04/2025		 GBP 1.02
Day Change 2.07%
Morningstar Category™ GBP Allocation 20-40% Equity
IA (formerly IMA) Sector Mixed Investment 20-60% Shares
ISIN GB00BGWKSF07
Fund Size (Mil)
30/09/2021		 GBP 374.14
Share Class Size (Mil)
08/04/2025		 GBP 0.12
Max Initial Charge -
Ongoing Charge
19/02/2025		  0.73%
Investment Objective: Coutts Managed Cautious Fund Class 2 Acc
To provide an increase in value over the long term (5 years or more). The return will reflect income received with some potential for capital appreciation. The Fund will invest, directly and indirectly, at least 50% in lower risk assets, such as UK and overseas bonds, and up to 50% in higher risk assets, such as UK and overseas shares, and (indirectly only) in real estate and commodities. The Fund will do this by investing indirectly via regulated collective investment schemes or exchange-traded products including real estate investment trusts and exchange-traded funds, and directly in bonds and shares with allocations determined by the Investment Manager. The majority of the Fund’s portfolio will be invested in collective investment schemes. The Investment Manager will typically invest (indirectly only) in real estate and commodities in a cyclical or tactical manner only (to provide better growth or income) and investments in such assets are unlikely to be on a long-term basis.
Returns
Trailing Returns (GBP)09/04/2025
YTD-3.79
3 Years Annualised1.35
5 Years Annualised-
10 Years Annualised-
12 Month Yield 2.49
Management
Manager Name
Start Date
Not Disclosed
17/05/2019
Inception Date
01/02/2021

Category Benchmark
Fund BenchmarkMorningstar Benchmark
40% Bloomberg Global G7 TR HGBP ,  40% MSCI ACWI ESG Screened Select NR GBP ,  20% Bloomberg MSCI G A C SRI S 100% H TR GBPMorningstar UK Mod Caut Tgt Alloc NR GBP
Portfolio Profile for  Coutts Managed Cautious Fund Class 2 Acc30/06/2024
Morningstar Style Box®
Equity Style
Morningstar Style Box®
Fixed Income Style
Asset Allocation
  % Long% Short% Net Assets
Stock42.704.3438.35
Bond44.240.7343.52
Property0.000.000.00
Cash21307.6721300.816.86
Other11.380.1111.27
Fixed Income
Effective Maturity26.06
Effective Duration6.27
Top 5 Regions%
United States61.42
United Kingdom12.36
Eurozone9.12
Japan5.64
Europe - ex Euro5.39
Top 5 Sectors%
Technology23.23
Financial Services15.96
Healthcare12.81
Consumer Cyclical10.95
Industrials10.14
Top 5 HoldingsSector%
Coutts US & Can Enh Idx Govt Bd ... 13.40
Coutts Europe Enh Idx Govt Bd C ... 10.45
Coutts Actively Managed US Eq C ... 9.04
E-mini S&P 500 Future Sept 247.07
Coutts Actvy Mgd Glbl Invmt Grd ... 6.85
Increase Decrease New since last portfolio
Coutts Managed Cautious Fund Class 2 Acc
Growth Of 1000 (GBP) 31/03/2025
Fund:  Coutts Managed Cautious Fund Class 2 Acc
Category:  GBP Allocation 20-40% Equity
Category Index:  Morningstar UK Mod Caut Tgt Alloc NR GBP
Growth of 1,000 GBP
Annual Returns (GBP)31/03/2025
 20222023202431/03
Price Return-13.217.978.54-1.48
+/- Category-2.931.693.62-1.84
+/- Category Index-2.140.242.81-1.81
% Rank in Category8117496
Trailing Returns (GBP)09/04/2025
   Total Returns   +/- Category   +/- Category Index
1 Day2.07   2.641.43
1 Week-2.73   0.58-0.50
1 Month-3.51   0.10-1.16
3 Months-4.29   -1.38-2.55
6 Months-2.74   0.03-1.56
YTD-3.79   -0.95-2.21
1 Year1.53   1.01-0.99
3 Years Annualised1.35   1.02-0.16
5 Years Annualised-   --
10 Years Annualised-   --
 
Category: GBP Allocation 20-40% Equity
Category Index: Morningstar UK Mod Caut Tgt Alloc NR GBP
Quarterly Returns (GBP)31/03/2025
 Quarter 1Quarter 2Quarter 3Quarter 4
2025-1.48---
20243.381.192.271.45
20232.490.00-1.036.45
2022-5.45-7.11-3.182.07
2021-3.24-0.302.57
 
 
 
Morningstar Rating™(Relative to Category)31/03/2025
 Morningstar ReturnMorningstar RiskMorningstar Rating™
3-YearAbove AverageAbove Average3 star
5-Year--Not Rated
10-Year--Not Rated
OverallAbove AverageAbove Average3 star
 
Category :  GBP Allocation 20-40% EquityClick here to see our Methodology
Volatility Measurements31/03/2025
 
3-Yr Std Dev7.25 %
3-Yr Mean Return2.22 %
 
3-Yr Sharpe Ratio-0.25
 
Modern Portfolio Statistics31/03/202531/03/2025
 Standard IndexBest Fit Index
 Morningstar UK Mod Caut Tgt Alloc NR GBP  Morningstar UK Mod Tgt Alloc NR GBP
3-Yr Beta1.030.92
3-Yr Alpha0.13-1.65
 
Investment Style Details30/06/2024
Morningstar Style Box®
Equity Style
SizeRel to Cat
Average Mkt Cap (Mil)GBP 123922-
Market Capitalisation% of Equity
Giant47.48
Large35.48
Medium16.31
Small0.71
Micro0.01
Valuations and Growth RatesEquity PortfolioRelative to Category
Price/Prospective Earnings18.121.07
Price/Book2.771.07
Price/Sales1.931.08
Price/Cash Flow12.261.10
Dividend-Yield Factor2.110.88
 
Long-Term Projected Earnings Growth10.511.07
Historical Earnings Growth8.071.29
Sales Growth6.291.19
Cash-Flow Growth7.031.66
Book-Value Growth2.281.69
 
Category: GBP Allocation 20-40% Equity
Fixed Income Style30/06/2024
Morningstar Style Box®
Fixed Income Style
SizeRel to Cat
Total Market Value (Mil)GBP 460
Maturity Distribution %
1 to 322.74
3 to 523.54
5 to 712.46
7 to 1013.35
10 to 155.91
15 to 203.48
20 to 3013.58
Over 302.90
Effective Maturity26.06
Effective Duration6.27
Credit Quality Breakdown %     %
AAA8.05   BB6.86
AA50.50   B2.97
A13.82   Below B1.72
BBB15.65   Not Rated0.42
 
Category: GBP Allocation 20-40% Equity
Asset Allocation30/06/2024
Asset Allocation
 % Long% Short% Net Assets
Stock42.704.3438.35
Bond44.240.7343.52
Property0.000.000.00
Cash21307.6721300.816.86
Other11.380.1111.27
World Regions30/06/2024
 % of EquityRelative to Category
United States61.421.13
Canada0.460.40
Latin America0.350.60
United Kingdom12.360.59
Eurozone9.121.46
Europe - ex Euro5.391.54
Europe - Emerging0.030.15
Africa0.060.33
Middle East0.090.19
Japan5.641.34
Australasia1.922.24
Asia - Developed2.210.65
Asia - Emerging0.940.24
 
Category: GBP Allocation 20-40% Equity
Sector Weightings30/06/2024
 % of EquityRelative to Category
Basic MaterialsBasic Materials3.861.13
Consumer CyclicalConsumer Cyclical10.951.09
Financial ServicesFinancial Services15.960.92
Real EstateReal Estate1.960.63
Consumer DefensiveConsumer Defensive6.990.92
HealthcareHealthcare12.811.22
UtilitiesUtilities2.140.60
Communication ServicesCommunication Services7.761.11
EnergyEnergy4.190.90
IndustrialsIndustrials10.140.87
TechnologyTechnology23.231.10
 
Category: GBP Allocation 20-40% Equity
Top 10 Holdings30/06/2024
 Portfolio NEW
Total Number of Equity Holdings0
Total Number of Bond Holdings0
Assets in Top 10 Holdings70.42
NameSectorCountry% of Assets
Coutts US & Can Enh Idx Govt Bd C GBP DIreland13.40
Coutts Europe Enh Idx Govt Bd C GBP DIreland10.45
Coutts Actively Managed US Eq C GBP DIreland9.04
E-mini S&P 500 Future Sept 24United States7.07
Coutts Actvy Mgd Glbl Invmt Grd Crdt C£HIreland6.85
Coutts US ESG Insights Eq C GBP DIreland5.94
JPM Coutts Dvrsfyng AltsMlt-MgrIprfdis£hLuxembourg4.67
Coutts Europe ex UK ESG Insgts Eq C GBPDIreland4.66
JPM Global Focus S GBP IncUnited Kingdom4.43
Federated Hermes Uncons Crdt X2 GBP HDisIreland3.93
 
Increase Decrease New since last portfolio
Category: GBP Allocation 20-40% Equity
 
Management
Name of CompanyRBS Collective Investment Funds Limited
Phone+44 8453002585
Websitewww.royalbankofscotland.com
AddressPO Box 249
 York   YO90 1WZ
 United Kingdom
DomicileUnited Kingdom
Legal StructureOpen Ended Investment Company
UCITSYes
Inception Date01/02/2021
Fund Advisor(s)
Coutts & Co.
Fund ManagerNot Disclosed
Manager Start Date17/05/2019
Fees and Expenses
Sales Charges (Maximum) 
Max Initial Chargen/a
Max Exit Charge*n/a
Annual Charges
Max Annual Management Charge0.50%
Ongoing Charge0.73%
Purchase Details
Minimum Investments
Initial100000  GBP
Additional250  GBP
Savings-
Tax Free Savings Schemes
ISAsNo