Morningstar Fund Report  | 05/04/2025Print

Royal London Sustainable Diversified Trust B Acc

Performance History31/03/2025
Growth of 1,000 (GBP) Advanced Graph
Royal London Sustainable Diversified Trust B Acc
Fund11.6-16.612.96.4-1.4
+/-Cat3.6-6.25.4-0.3-1.2
+/-B’mrk3.6-7.43.7-2.1-1.3
 
Category: GBP Allocation 40-60% Equity
Category Benchmark: Morningstar UK Mod Tgt Allo...
Key Stats
NAV
04/04/2025		 GBX 232.90
Day Change -1.56%
Morningstar Category™ GBP Allocation 40-60% Equity
IA (formerly IMA) Sector Mixed Investment 20-60% Shares
ISIN GB00B8JGMV91
Fund Size (Mil)
04/04/2025		 GBP 3363.10
Share Class Size (Mil)
04/04/2025		 GBP 0.00
Max Initial Charge -
Ongoing Charge
17/02/2025		  1.02%
Morningstar Research
Analyst Report01/11/2024
Tom Mills, Senior Analyst
Morningstar, Inc

Royal London Sustainable Diversified is a solid choice for investors looking for a fairly balanced exposure to equities and bonds via a sustainability approach that has been employed in a disciplined manner over time. We reaffirm a Morningstar...

Click here to read this analyst report on the underlying fund.
Morningstar Pillars
People24
Parent23
Process24
Performance
Price
Investment Objective: Royal London Sustainable Diversified Trust B Acc
The Scheme’s investment objective is to achieve capital growth over the medium term, which should be considered as a period of 3-5 years, by investing in fixed income securities and shares that are deemed to make a positive contribution to society. Fixed income exposure will be primarily in the UK. Investments in the Scheme will adhere to the Investment Adviser’s ethical and sustainable investment policy. A maximum of 60% of the Scheme’s assets will be invested in the shares of companies globally. These will be businesses that are listed on stock exchanges in their respective countries.
Returns
Trailing Returns (GBP)04/04/2025
YTD-4.31
3 Years Annualised1.22
5 Years Annualised6.05
10 Years Annualised6.04
12 Month Yield 1.52
Management
Manager Name
Start Date
Mike Fox
24/07/2009
Sebastien Beguelin
01/04/2021
Click here to see others
Inception Date
04/12/2012

Category Benchmark
Fund BenchmarkMorningstar Benchmark
IA Mixed Investment 20-60%SharesMorningstar UK Mod Tgt Alloc NR GBP
Portfolio Profile for  Royal London Sustainable Diversified Trust B Acc28/02/2025
Morningstar Style Box®
Equity Style
Morningstar Style Box®
Fixed Income Style
Asset Allocation
  % Long% Short% Net Assets
Stock59.520.0059.52
Bond38.780.0038.78
Property0.000.000.00
Cash6.625.181.45
Other0.260.000.26
Fixed Income
Effective Maturity-
Effective Duration-
Top 5 Regions%
United States43.09
United Kingdom36.26
Eurozone10.77
Japan2.58
Latin America2.13
Top 5 Sectors%
Industrials24.77
Financial Services21.62
Technology17.98
Healthcare15.42
Consumer Cyclical8.24
Top 5 HoldingsSector%
Standard Chartered PLCFinancial ServicesFinancial Services2.13
London Stock Exchange Group PLCFinancial ServicesFinancial Services1.89
Compass Group PLCConsumer CyclicalConsumer Cyclical1.83
Visa Inc Class AFinancial ServicesFinancial Services1.82
RELX PLCIndustrialsIndustrials1.79
Increase Decrease New since last portfolio
Royal London Sustainable Diversified Trust B Acc
Growth Of 1000 (GBP) 31/03/2025
Fund:  Royal London Sustainable Diversified Trust B Acc
Category:  GBP Allocation 40-60% Equity
Category Index:  Morningstar UK Mod Tgt Alloc NR GBP
Growth of 1,000 GBP
Annual Returns (GBP)31/03/2025
 201820192020202120222023202431/03
Price Return-2.7121.8613.1611.63-16.6312.946.43-1.36
+/- Category2.779.459.073.56-6.185.41-0.31-1.22
+/- Category Index--7.873.63-7.373.67-2.13-1.25
% Rank in Category913119255681
Trailing Returns (GBP)04/04/2025
   Total Returns   +/- Category   +/- Category Index
1 Day-1.56   -0.820.15
1 Week-3.92   -2.60-2.17
1 Month-6.01   -3.20-2.51
3 Months-4.67   -3.60-2.65
6 Months-3.04   -2.20-2.50
YTD-4.31   -3.59-2.89
1 Year-1.73   -5.01-5.59
3 Years Annualised1.22   -0.64-1.87
5 Years Annualised6.05   0.24-0.14
10 Years Annualised6.04   2.661.34
 
Category: GBP Allocation 40-60% Equity
Category Index: Morningstar UK Mod Tgt Alloc NR GBP
Quarterly Returns (GBP)31/03/2025
 Quarter 1Quarter 2Quarter 3Quarter 4
2025-1.36---
20244.290.630.750.66
20234.050.810.057.62
2022-7.33-11.59-3.675.63
2021-2.446.552.564.70
2020-7.4413.713.164.21
 
 
 
Morningstar Rating™(Relative to Category)28/02/2025
 Morningstar ReturnMorningstar RiskMorningstar Rating™
3-YearAbove AverageHigh3 star
5-YearAbove AverageAbove Average4 star
10-YearHighHigh5 star
OverallHighHigh4 star
 
Category :  GBP Allocation 40-60% EquityClick here to see our Methodology
Volatility Measurements31/03/2025
 
3-Yr Std Dev10.89 %
3-Yr Mean Return2.76 %
 
3-Yr Sharpe Ratio-0.12
 
Modern Portfolio Statistics31/03/202531/03/2025
 Standard IndexBest Fit Index
 Morningstar UK Mod Tgt Alloc NR GBP  Morningstar UK Mod Tgt Alloc NR GBP
3-Yr Beta1.351.35
3-Yr Alpha-1.06-1.06
 
Investment Style Details28/02/2025
Morningstar Style Box®
Equity Style
SizeRel to Cat
Average Mkt Cap (Mil)GBP 71501-
Market Capitalisation% of Equity
Giant41.25
Large36.52
Medium18.65
Small3.59
Micro0.00
Valuations and Growth RatesEquity PortfolioRelative to Category
Price/Prospective Earnings18.591.11
Price/Book3.121.22
Price/Sales2.491.36
Price/Cash Flow15.631.37
Dividend-Yield Factor1.750.72
 
Long-Term Projected Earnings Growth10.821.12
Historical Earnings Growth15.342.21
Sales Growth6.901.11
Cash-Flow Growth11.122.33
Book-Value Growth9.481.69
 
Category: GBP Allocation 40-60% Equity
Fixed Income Style-
Morningstar Style Box®
Fixed Income Style
SizeRel to Cat
Total Market Value (Mil)GBP 3646
Maturity Distribution %
1 to 38.87
3 to 514.03
5 to 79.46
7 to 1017.94
10 to 1514.05
15 to 2011.73
20 to 3011.88
Over 3010.11
Effective Maturity-
Effective Duration-
Credit Quality Breakdown %     %
AAA -   BB-
AA-   B-
A-   Below B-
BBB-   Not Rated-
 
Category: GBP Allocation 40-60% Equity
Asset Allocation28/02/2025
Asset Allocation
 % Long% Short% Net Assets
Stock59.520.0059.52
Bond38.780.0038.78
Property0.000.000.00
Cash6.625.181.45
Other0.260.000.26
World Regions28/02/2025
 % of EquityRelative to Category
United States43.090.81
Canada0.590.58
Latin America2.133.55
United Kingdom36.261.74
Eurozone10.771.48
Europe - ex Euro1.670.51
Europe - Emerging0.000.00
Africa0.000.00
Middle East0.000.00
Japan2.580.45
Australasia0.000.00
Asia - Developed1.100.35
Asia - Emerging1.790.52
 
Category: GBP Allocation 40-60% Equity
Sector Weightings28/02/2025
 % of EquityRelative to Category
Basic MaterialsBasic Materials5.461.68
Consumer CyclicalConsumer Cyclical8.240.80
Financial ServicesFinancial Services21.621.22
Consumer DefensiveConsumer Defensive3.390.47
HealthcareHealthcare15.421.44
UtilitiesUtilities1.620.52
Communication ServicesCommunication Services1.480.22
IndustrialsIndustrials24.772.04
TechnologyTechnology17.980.90
 
Category: GBP Allocation 40-60% Equity
Top 10 Holdings28/02/2025
 Portfolio NEW
Total Number of Equity Holdings50
Total Number of Bond Holdings270
Assets in Top 10 Holdings17.73
NameSectorCountry% of Assets
Standard Chartered PLC103United Kingdom2.13
London Stock Exchange Group PLC103United Kingdom1.89
Compass Group PLC102United Kingdom1.83
Visa Inc Class A103United States1.82
RELX PLC310United Kingdom1.79
Microsoft Corp311United States1.71
Linde PLC101United States1.70
Schneider Electric SE310France1.64
Westinghouse Air Brake Technologies Corp310United States1.61
Experian PLC310United Kingdom1.61
 
Increase Decrease New since last portfolio
Category: GBP Allocation 40-60% Equity
 
Management
Name of CompanyRLUM Limited
Phone-
Websitehttp://www.rlam.co.uk
Address80 Fenchurch Street London EC3M 4BY United Kingdom
 -   -
 United Kingdom
DomicileUnited Kingdom
Legal StructureUnit Trust
UCITSYes
Inception Date04/12/2012
Fund Advisor(s)
Royal London Asset Management Ltd
Fund ManagerMike Fox
Manager Start Date24/07/2009
 
Biography
Mike is investment manager of the CIS Sustainable Leaders Trust and has been doing this job since November 2003. Mike selects, from the list of companies meeting the criteria of the Trust, the companies most likely to provide strong investment performance.
Fund ManagerSebastien Beguelin
Manager Start Date01/04/2021
Fund ManagerGeorge Crowdy
Manager Start Date01/04/2021
 
Biography
George Crowdy is an Investment Manager at Janus Henderson Investors, a position he has held as part of the Henderson team since 2016. Mr. Crowdy joined Henderson in 2010 as part of the trainee scheme and moved on to the graduate scheme in 2011. He was promoted to an analyst role on the global equities team in 2013. Mr. Crowdy graduated with a BSc (Hons) degree in economics and finance from the University of Southampton. He holds the Investment Management Certificate and the Chartered Financial Analyst designation and has 8 years of financial industry experience.
Fees and Expenses
Sales Charges (Maximum) 
Max Initial Chargen/a
Max Exit Charge*n/a
Annual Charges
Max Annual Management Charge1.00%
Ongoing Charge1.02%
Purchase Details
Minimum Investments
Initial1000  GBP
Additional500  GBP
Savings-
Tax Free Savings Schemes
ISAsYes