Morningstar Fund Report  | 14/04/2025Print

Fidelity MoneyBuilder Balanced Fund W-Income

Performance History31/03/2025
Growth of 1,000 (GBP) Advanced Graph
Fidelity MoneyBuilder Balanced Fund W-Income
Fund9.4-7.15.62.02.0
+/-Cat-1.83.0-2.8-7.03.2
+/-B’mrk-2.90.2-5.1-9.22.5
 
Category: GBP Allocation 60-80% Equity
Category Benchmark: Morningstar UK Mod Adv Tgt ...
Key Stats
NAV
11/04/2025		 GBX 49.40
Day Change -0.26%
Morningstar Category™ GBP Allocation 60-80% Equity
IA (formerly IMA) Sector Mixed Investment 40-85% Shares
ISIN GB00B7XJFX07
Fund Size (Mil)
11/04/2025		 GBP 174.33
Share Class Size (Mil)
11/04/2025		 GBP 141.27
Max Initial Charge -
Ongoing Charge
29/02/2024		  0.68%
Investment Objective: Fidelity MoneyBuilder Balanced Fund W-Income
The Fund aims to achieve an income and to increase value of investor's investment over a period of 5 years or more. The Fund will invest at least 80% in a blend of equities (and their related securities) of UK companies (those domiciled, incorporated or having significant business in UK and those which are listed in the UK) and sterling denominated (or hedged back to sterling) investment grade debt instruments e.g. bonds, which could include government and corporate bonds. The Investment Manager is not restricted in terms of size or industry. The Fund is actively managed without reference to a benchmark.
Returns
Trailing Returns (GBP)11/04/2025
YTD-1.99
3 Years Annualised-0.53
5 Years Annualised3.07
10 Years Annualised1.90
12 Month Yield 4.21
Dividend Paying Frequency Monthly
Management
Manager Name
Start Date
Rupert Gifford
03/02/2020
Kristian Atkinson
30/09/2023
Click here to see others
Inception Date
10/09/2012

Category Benchmark
Fund BenchmarkMorningstar Benchmark
65% FTSE AllSh TR GBP ,  35% FTSE Act UK Cnvt Gilts All Stocks TR GBPMorningstar UK Mod Adv Tgt Alloc NR GBP
Portfolio Profile for  Fidelity MoneyBuilder Balanced Fund W-Income28/02/2025
Morningstar Style Box®
Equity Style
Morningstar Style Box®
Fixed Income Style
Asset Allocation
  % Long% Short% Net Assets
Stock64.540.0064.54
Bond35.310.0035.30
Property0.000.000.00
Cash1.390.930.46
Other0.000.30-0.30
Fixed Income
Effective Maturity12.48
Effective Duration8.40
Top 5 Regions%
United Kingdom98.44
United States1.56
Canada0.00
Latin America0.00
Eurozone0.00
Top 5 Sectors%
Consumer Defensive25.72
Financial Services16.59
Energy12.85
Healthcare11.05
Industrials7.79
Top 5 HoldingsSector%
Unilever PLCConsumer DefensiveConsumer Defensive4.60
United Kingdom of Great Britain ... 4.45
Shell PLCEnergyEnergy4.42
United Kingdom of Great Britain ... 4.36
HSBC Holdings PLCFinancial ServicesFinancial Services4.34
Increase Decrease New since last portfolio
Fidelity MoneyBuilder Balanced Fund W-Income
Growth Of 1000 (GBP) 31/03/2025
Fund:  Fidelity MoneyBuilder Balanced Fund W-Income
Category:  GBP Allocation 60-80% Equity
Category Index:  Morningstar UK Mod Adv Tgt Alloc NR GBP
Growth of 1,000 GBP
Annual Returns (GBP)31/03/2025
 201820192020202120222023202431/03
Price Return-6.3515.31-5.089.35-7.065.611.991.96
+/- Category0.01-0.36-10.33-1.793.02-2.75-7.013.24
+/- Category Index---9.60-2.920.21-5.05-9.242.49
% Rank in Category525996762185976
Trailing Returns (GBP)11/04/2025
   Total Returns   +/- Category   +/- Category Index
1 Day-0.26   0.24-0.64
1 Week-2.51   -0.95-3.11
1 Month-4.36   0.55-0.62
3 Months-1.16   4.984.08
6 Months-3.76   1.04-0.21
YTD-1.99   3.432.66
1 Year0.27   0.95-1.20
3 Years Annualised-0.53   -2.23-4.63
5 Years Annualised3.07   -3.16-4.29
10 Years Annualised1.90   -2.35-3.73
 
Category: GBP Allocation 60-80% Equity
Category Index: Morningstar UK Mod Adv Tgt Alloc NR GBP
Quarterly Returns (GBP)31/03/2025
 Quarter 1Quarter 2Quarter 3Quarter 4
20251.96---
20240.711.842.37-2.85
20233.08-3.441.854.18
2022-0.44-4.82-6.484.87
20210.084.051.323.64
2020-13.607.30-2.484.98
 
 
 
Morningstar Rating™(Relative to Category)31/03/2025
 Morningstar ReturnMorningstar RiskMorningstar Rating™
3-YearBelow AverageAbove Average2 star
5-YearLowAverage1 star
10-YearLowBelow Average1 star
Overall*LowAverage1 star
 
Category :  GBP Allocation 60-80% EquityClick here to see our Methodology
Volatility Measurements31/03/2025
 
3-Yr Std Dev8.97 %
3-Yr Mean Return1.23 %
 
3-Yr Sharpe Ratio-0.31
 
Modern Portfolio Statistics31/03/202531/03/2025
 Standard IndexBest Fit Index
 Morningstar UK Mod Adv Tgt Alloc NR GBP  FTSE AllSh TR GBP
3-Yr Beta0.870.74
3-Yr Alpha-4.06-5.45
 
Investment Style Details28/02/2025
Morningstar Style Box®
Equity Style
SizeRel to Cat
Average Mkt Cap (Mil)GBP 30768-
Market Capitalisation% of Equity
Giant43.46
Large26.92
Medium25.47
Small4.15
Micro0.00
Valuations and Growth RatesEquity PortfolioRelative to Category
Price/Prospective Earnings11.910.69
Price/Book1.800.68
Price/Sales0.990.53
Price/Cash Flow7.900.69
Dividend-Yield Factor4.411.96
 
Long-Term Projected Earnings Growth7.310.74
Historical Earnings Growth-5.83-0.78
Sales Growth3.350.62
Cash-Flow Growth-3.44-0.54
Book-Value Growth2.280.38
 
Category: GBP Allocation 60-80% Equity
Fixed Income Style28/02/2025
Morningstar Style Box®
Fixed Income Style
SizeRel to Cat
Total Market Value (Mil)GBP 187
Maturity Distribution %
1 to 319.29
3 to 56.41
5 to 76.97
7 to 1016.50
10 to 1515.69
15 to 2012.47
20 to 3016.01
Over 303.28
Effective Maturity12.48
Effective Duration8.40
Credit Quality Breakdown %     %
AAA0.00   BB0.00
AA87.41   B0.31
A6.31   Below B0.73
BBB4.50   Not Rated0.72
 
Category: GBP Allocation 60-80% Equity
Asset Allocation28/02/2025
Asset Allocation
 % Long% Short% Net Assets
Stock64.540.0064.54
Bond35.310.0035.30
Property0.000.000.00
Cash1.390.930.46
Other0.000.30-0.30
World Regions28/02/2025
 % of EquityRelative to Category
United States1.560.03
Canada0.000.00
Latin America0.000.00
United Kingdom98.445.16
Eurozone0.000.00
Europe - ex Euro0.000.00
Europe - Emerging0.000.00
Africa0.000.00
Middle East0.000.00
Japan0.000.00
Australasia0.000.00
Asia - Developed0.000.00
Asia - Emerging0.000.00
 
Category: GBP Allocation 60-80% Equity
Sector Weightings28/02/2025
 % of EquityRelative to Category
Basic MaterialsBasic Materials6.331.62
Consumer CyclicalConsumer Cyclical5.780.54
Financial ServicesFinancial Services16.590.96
Real EstateReal Estate0.840.33
Consumer DefensiveConsumer Defensive25.723.93
HealthcareHealthcare11.050.94
UtilitiesUtilities7.342.88
Communication ServicesCommunication Services3.980.53
EnergyEnergy12.853.52
IndustrialsIndustrials7.790.62
TechnologyTechnology1.730.08
 
Category: GBP Allocation 60-80% Equity
Top 10 Holdings28/02/2025
 Portfolio NEW
Total Number of Equity Holdings43
Total Number of Bond Holdings39
Assets in Top 10 Holdings38.77
NameSectorCountry% of Assets
Unilever PLC205United Kingdom4.60
United Kingdom of Great Britain and N... United Kingdom4.45
Shell PLC309United Kingdom4.42
United Kingdom of Great Britain and N... United Kingdom4.36
HSBC Holdings PLC103United Kingdom4.34
United Kingdom of Great Britain and N... United Kingdom4.28
AstraZeneca PLC206United Kingdom3.66
United Kingdom of Great Britain and N... United Kingdom3.51
GSK PLC206United Kingdom2.63
United Kingdom of Great Britain and N... United Kingdom2.51
 
Increase Decrease New since last portfolio
Category: GBP Allocation 60-80% Equity
 
Management
Name of CompanyFIL Investment Services (UK) Ltd
Phone(+44) 08003686868
Websitehttps://professionals.fidelity.co.uk/about-fidelity/contact-us
AddressBeech Gate, Millfield Lane, Lower Kingswood, Tadworth
 Surrey   KT20 6RP
 United Kingdom
DomicileUnited Kingdom
Legal StructureOpen Ended Investment Company
UCITSYes
Inception Date10/09/2012
Fund Advisor(s)
FIL Investment Services (UK) Ltd
Fund ManagerRupert Gifford
Manager Start Date03/02/2020
Fund ManagerKristian Atkinson
Manager Start Date30/09/2023
Education
University of Cambridge, M.A.
Fund ManagerShamil Gohil
Manager Start Date01/03/2023
Fees and Expenses
Sales Charges (Maximum) 
Max Initial Chargen/a
Max Exit Charge*n/a
Annual Charges
Max Annual Management Charge0.50%
Ongoing Charge0.68%
Purchase Details
Minimum Investments
Initial500  GBP
Additional250  GBP
Savings50  GBP
Tax Free Savings Schemes
ISAsYes