Morningstar Fund Report | 03/04/2025

Vanguard LifeStrategy 20% Equity Fund A Gross Acc

Performance History	31/03/2025

Growth of 1,000 (GBP)	Advanced Graph

	Fund	1.8	-15.8	7.2	3.2	0.3
	+/-Cat	-0.6	-5.6	-0.1	-0.3	-0.4
	+/-B’mrk	2.1	-2.6	1.2	-0.2	-0.3


Category: GBP Allocation 0-20% Equity
Category Benchmark: Morningstar UK Cau Tgt Allo...

Key Stats
NAV 01/04/2025		GBP 166.34
Day Change		0.30%
Morningstar Category™		GBP Allocation 0-20% Equity
IA (formerly IMA) Sector		Mixed Investment 0-35% Shares
ISIN		GB00B4NXY349
Fund Size (Mil) 02/04/2025		GBP 1070.45
Share Class Size (Mil) 02/04/2025		GBP 992.32
Max Initial Charge		-
Ongoing Charge 10/02/2025		0.22%

Morningstar Research

Analyst Report	06/02/2025 Ben Sater, Analyst Morningstar, Inc
Vanguard LifeStrategy 20% Equity takes a straightforward and low-cost approach of investing in a diversified pool of bonds and equities, making it a sound long-term option for many investors. While performance was well behind the peer group and...
Click here to read this analyst report on the underlying fund.

Morningstar Pillars
People	24
Parent	25
Process	24
Performance
Price

Investment Objective: Vanguard LifeStrategy 20% Equity Fund A Gross Acc

The Fund’s investment objective is to hold investments that will pay out money and increase in value through exposure to a diversified portfolio comprised of approximately: 20% by value of shares and 80% by value of bonds and other similar fixed income investments. The Fund will seek to achieve its investment objective by investing more than 90% of its assets in passive funds that track an index, which are managed or operated by the ACD or its associates.

Returns

Trailing Returns (GBP)	01/04/2025
YTD	0.60
3 Years Annualised	-0.44
5 Years Annualised	1.10
10 Years Annualised	2.29

12 Month Yield

2.50

Management

Manager Name Start Date
Not Disclosed 23/06/2011
Inception Date 23/06/2011

Category Benchmark

Fund Benchmark	Morningstar Benchmark
IA Mixed Investment 0-35% Shares	Morningstar UK Cau Tgt Alloc NR GBP

Portfolio Profile for Vanguard LifeStrategy 20% Equity Fund A Gross Acc	28/02/2025

Morningstar Style Box®

Equity Style

Morningstar Style Box®

Fixed Income Style

Asset Allocation

	% Long	% Short	% Net Assets
Stock	19.32	0.00	19.32
Bond	80.23	0.01	80.22
Property	0.00	0.00	0.00
Cash	0.01	0.00	0.00
Other	0.46	0.00	0.45

Fixed Income
Effective Maturity	9.75
Effective Duration	7.39

Top 5 Regions	%
United States	50.43
United Kingdom	23.54
Eurozone	5.73
Japan	4.33
Asia - Emerging	3.83

Top 5 Sectors		%
	Technology	20.49
	Financial Services	18.41
	Industrials	10.92
	Healthcare	10.48
	Consumer Cyclical	9.97

Top 5 Holdings	Sector	%
Vanguard Glb Bd Idx £ H Acc		17.78
Vanguard UK Govt Bd Idx £ Acc		14.07
Vanguard Global Aggt Bd ETF GBP ...		13.60
Vanguard FTSE Dev Wld ex-UK Eq I...		13.17
Vanguard UK Invm Grd Bd Idx £ Acc		6.92

Increase Decrease New since last portfolio
Vanguard LifeStrategy 20% Equity Fund A Gross Acc

Growth Of 1000 (GBP)

31/03/2025

	Fund: Vanguard LifeStrategy 20% Equity Fund A Gross Acc
	Category: GBP Allocation 0-20% Equity
	Category Index: Morningstar UK Cau Tgt Alloc NR GBP

Annual Returns (GBP)						31/03/2025
	2018	2019	2020	2021	2022	2023	2024	31/03
Price Return	-1.14	9.86	7.51	1.83	-15.84	7.17	3.24	0.29
+/- Category	1.68	1.36	3.72	-0.59	-5.56	-0.07	-0.34	-0.39
+/- Category Index	-	-	1.94	2.13	-2.58	1.20	-0.23	-0.34
% Rank in Category	11	11	6	68	92	43	67	60

Trailing Returns (GBP)			01/04/2025
	Total Returns	+/- Category	+/- Category Index
1 Day	0.30	0.12	0.08
1 Week	0.21	0.11	-0.20
1 Month	-1.38	-0.48	-0.59
3 Months	0.60	-0.21	-0.26
6 Months	-0.74	-0.73	-0.73
YTD	0.60	-0.21	-0.26
1 Year	2.89	-0.45	-1.03
3 Years Annualised	-0.44	-1.85	-0.67
5 Years Annualised	1.10	-1.58	0.86
10 Years Annualised	2.29	0.04	0.64

Category: GBP Allocation 0-20% Equity
Category Index: Morningstar UK Cau Tgt Alloc NR GBP

Quarterly Returns (GBP)				31/03/2025
	Quarter 1	Quarter 2	Quarter 3	Quarter 4
2025	0.29	-	-	-
2024	0.94	0.11	3.11	-0.91
2023	3.16	-1.20	-1.48	6.72
2022	-5.12	-7.37	-5.32	1.14
2021	-2.39	2.44	0.16	1.67
2020	-2.59	6.51	0.84	2.76

Morningstar Rating™(Relative to Category)

28/02/2025

	Morningstar Return	Morningstar Risk	Morningstar Rating™
3-Year	Below Average	Above Average
5-Year	Below Average	Above Average
10-Year	Average	Above Average
Overall	Average	Above Average

Click here to see our Methodology

Volatility Measurements

31/03/2025


3-Yr Std Dev	7.78 %
3-Yr Mean Return	-0.23 %


3-Yr Sharpe Ratio	-0.55

Modern Portfolio Statistics	31/03/2025	31/03/2025
	Standard Index	Best Fit Index
	Morningstar UK Cau Tgt Alloc NR GBP	Morningstar UK Cau Tgt Alloc NR GBP
3-Yr Beta	1.22	1.22
3-Yr Alpha	0.24	0.51

Investment Style Details

28/02/2025

Morningstar Style Box®

Equity Style

Size		Rel to Cat
Average Mkt Cap (Mil)	GBP 96626	-


Market Capitalisation	% of Equity
Giant	47.10
Large	33.79
Medium	17.33
Small	1.52
Micro	0.26

Valuations and Growth Rates	Equity Portfolio	Relative to Category
Price/Prospective Earnings	16.64	1.01
Price/Book	2.45	0.99
Price/Sales	1.75	1.00
Price/Cash Flow	10.83	1.00
Dividend-Yield Factor	2.44	0.99

Long-Term Projected Earnings Growth	9.83	1.04
Historical Earnings Growth	4.29	0.39
Sales Growth	5.48	1.23
Cash-Flow Growth	3.74	0.50
Book-Value Growth	5.91	1.14

Fixed Income Style

28/02/2025

Morningstar Style Box®

Fixed Income Style

Size	Rel to Cat
Total Market Value (Mil)	GBP 1111


Maturity Distribution	%
1 to 3	21.36
3 to 5	18.09
5 to 7	11.75
7 to 10	13.75
10 to 15	8.15
15 to 20	8.29
20 to 30	14.57
Over 30	3.84

Effective Maturity	9.75
Effective Duration	7.39

Credit Quality Breakdown	%		%
AAA	11.44	BB	0.00
AA	21.53	B	0.00
A	18.38	Below B	0.00
BBB	18.33	Not Rated	30.32

Category: GBP Allocation 0-20% Equity

Asset Allocation

28/02/2025

	% Long	% Short	% Net Assets
Stock	19.32	0.00	19.32
Bond	80.23	0.01	80.22
Property	0.00	0.00	0.00
Cash	0.01	0.00	0.00
Other	0.46	0.00	0.45

World Regions

28/02/2025

	% of Equity	Relative to Category
United States	50.43	1.01
Canada	1.86	1.57
Latin America	0.71	0.95
United Kingdom	23.54	1.00
Eurozone	5.73	0.55
Europe - ex Euro	3.51	0.73
Europe - Emerging	0.22	1.04
Africa	0.23	1.47
Middle East	0.71	2.46
Japan	4.33	1.32
Australasia	1.30	2.86
Asia - Developed	3.60	1.55
Asia - Emerging	3.83	1.45

Sector Weightings

28/02/2025

	% of Equity	Relative to Category
Basic Materials	4.05	1.21
Consumer Cyclical	9.97	1.15
Financial Services	18.41	0.95
Real Estate	2.21	0.75
Consumer Defensive	8.02	0.97
Healthcare	10.48	0.93
Utilities	2.86	0.80
Communication Services	7.35	1.06
Energy	5.24	1.45
Industrials	10.92	0.87
Technology	20.49	1.06

Top 10 Holdings

28/02/2025

	Portfolio NEW
Total Number of Equity Holdings	0
Total Number of Bond Holdings	0
Assets in Top 10 Holdings	94.00

Name	Sector	Country	% of Assets
Vanguard Glb Bd Idx £ H Acc		Ireland	17.78
Vanguard UK Govt Bd Idx £ Acc		Ireland	14.07
Vanguard Global Aggt Bd ETF GBP H Acc		Ireland	13.60
Vanguard FTSE Dev Wld ex-UK Eq Idx £ Acc		United Kingdom	13.17
Vanguard UK Invm Grd Bd Idx £ Acc		Ireland	6.92
Vanguard U.S. Govt Bd Idx £ H Acc		Ireland	6.84
Vanguard U.S. Invm Grd Crdt Idx £ HAcc		Ireland	5.77
Vanguard UK Infl-Lnkd Gilt Idx £ Acc		United Kingdom	5.75
Vanguard € Govt Bd Idx £ H Acc		Ireland	5.09
Vanguard FTSE UK All Shr Idx Unit Tr£Acc		United Kingdom	5.00

Increase Decrease New since last portfolio
Category: GBP Allocation 0-20% Equity

Management

Name of Company	Vanguard Investments UK, Limited
Phone	+44 8004082065
Website	https://www.vanguard.co.uk/
Address	4th Floor, The Walbrook Building, 25 Walbrook,
	London EC4N 8AF
	United Kingdom

Domicile	United Kingdom
Legal Structure	Open Ended Investment Company
UCITS	Yes
Inception Date	23/06/2011

Fund Advisor(s)
Vanguard Asset Management, Limited

Fund Manager	Not Disclosed
Manager Start Date	23/06/2011

Fees and Expenses

Sales Charges (Maximum)
Max Initial Charge	n/a
Max Exit Charge*	n/a

Annual Charges
Max Annual Management Charge	0.22%
Ongoing Charge	0.22%

Purchase Details

Minimum Investments
Initial	100000 GBP
Additional	-
Savings	-

Tax Free Savings Schemes
ISAs	Yes