Morningstar Fund Report  | 17/04/2025Print

Courtiers Total Return Growth Acc

Performance History31/03/2025
Growth of 1,000 (GBP) Advanced Graph
Courtiers Total Return Growth Acc
Fund19.0-8.86.38.01.0
+/-Cat5.51.0-3.2-3.03.2
+/-B’mrk2.7-3.0-6.2-6.62.5
 
Category: GBP Allocation 80%+ Equity
Category Benchmark: Morningstar UK Adv Tgt Allo...
Key Stats
NAV
15/04/2025		 GBP 2.70
Day Change 0.71%
Morningstar Category™ GBP Allocation 80%+ Equity
IA (formerly IMA) Sector Flexible Investment
ISIN GB00B1P2K855
Fund Size (Mil)
14/04/2025		 GBP 153.22
Share Class Size (Mil)
14/04/2025		 GBP 153.22
Max Initial Charge -
Ongoing Charge
19/02/2025		  1.68%
Investment Objective: Courtiers Total Return Growth Acc
The Fund seeks to achieve a total return comprised of income and capital growth, over 5 years. The Fund aims to achieve its objective through an actively managed portfolio of different assets held within the Fund. The above time horizon is not a recommendation to sell the investment at the end of that minimum period. There is no guarantee that the Fund will achieve its objective over any particular period or at all.
Returns
Trailing Returns (GBP)15/04/2025
YTD-3.85
3 Years Annualised0.68
5 Years Annualised9.47
10 Years Annualised6.65
12 Month Yield 2.90
Management
Manager Name
Start Date
Gary Reynolds
05/03/2007
James Timpson
01/08/2021
Inception Date
05/03/2007

Category Benchmark
Fund BenchmarkMorningstar Benchmark
IA Flexible InvestmentsMorningstar UK Adv Tgt Alloc NR GBP
Portfolio Profile for  Courtiers Total Return Growth Acc31/03/2025
Morningstar Style Box®
Equity Style
Morningstar Style Box®
Fixed Income Style
Asset Allocation
  % Long% Short% Net Assets
Stock101.600.00101.60
Bond12.480.0012.48
Property0.000.000.00
Cash33.9753.33-19.36
Other5.530.255.29
Fixed Income
Effective Maturity-
Effective Duration-
Top 5 Regions%
United States34.34
United Kingdom31.54
Eurozone15.42
Asia - Developed4.48
Japan4.39
Top 5 Sectors%
Financial Services19.99
Technology14.19
Healthcare12.77
Industrials11.08
Consumer Cyclical10.29
Top 5 HoldingsSector%
E-mini Russell 1000 Index Future... 13.50
Stoxx Europe 600 Future June 2513.46
JPM GBP Liquidity LVNAV Select(d... 12.25
E-mini S&P 500 Future June 257.59
Courtiers UK Equity Income I Acc6.26
Increase Decrease New since last portfolio
Courtiers Total Return Growth Acc
Growth Of 1000 (GBP) 31/03/2025
Fund:  Courtiers Total Return Growth Acc
Category:  GBP Allocation 80%+ Equity
Category Index:  Morningstar UK Adv Tgt Alloc NR GBP
Growth of 1,000 GBP
Annual Returns (GBP)31/03/2025
 201820192020202120222023202431/03
Price Return-5.6523.197.4419.03-8.806.257.960.96
+/- Category1.555.140.535.471.00-3.18-3.003.20
+/- Category Index--1.452.72-2.95-6.16-6.572.48
% Rank in Category2584574285843
Trailing Returns (GBP)15/04/2025
   Total Returns   +/- Category   +/- Category Index
1 Day0.71   0.250.47
1 Week5.51   2.851.76
1 Month-5.33   -0.73-0.27
3 Months-5.33   2.222.47
6 Months-5.70   0.43-1.88
YTD-3.85   2.761.86
1 Year1.31   2.79-1.11
3 Years Annualised0.68   -1.67-5.05
5 Years Annualised9.47   2.45-1.13
10 Years Annualised6.65   1.57-0.71
 
Category: GBP Allocation 80%+ Equity
Category Index: Morningstar UK Adv Tgt Alloc NR GBP
Quarterly Returns (GBP)31/03/2025
 Quarter 1Quarter 2Quarter 3Quarter 4
20250.96---
20244.880.844.04-1.89
20232.17-1.60-1.186.95
2022-0.52-9.67-6.478.51
20218.784.81-0.625.05
2020-20.9715.440.7316.91
 
 
 
Morningstar Rating™(Relative to Category)31/03/2025
 Morningstar ReturnMorningstar RiskMorningstar Rating™
3-YearBelow AverageHigh2 star
5-YearAbove AverageHigh4 star
10-YearAbove AverageHigh4 star
OverallAbove AverageHigh4 star
 
Category :  GBP Allocation 80%+ EquityClick here to see our Methodology
Volatility Measurements31/03/2025
 
3-Yr Std Dev13.36 %
3-Yr Mean Return2.91 %
 
3-Yr Sharpe Ratio-0.08
 
Modern Portfolio Statistics31/03/202531/03/2025
 Standard IndexBest Fit Index
 Morningstar UK Adv Tgt Alloc NR GBP  Morningstar EU Agg Tgt Alloc NR EUR
3-Yr Beta1.251.31
3-Yr Alpha-5.02-4.82
 
Investment Style Details31/03/2025
Morningstar Style Box®
Equity Style
SizeRel to Cat
Average Mkt Cap (Mil)GBP 22852-
Market Capitalisation% of Equity
Giant27.28
Large31.42
Medium26.08
Small9.33
Micro5.89
Valuations and Growth RatesEquity PortfolioRelative to Category
Price/Prospective Earnings11.310.69
Price/Book1.310.55
Price/Sales0.850.47
Price/Cash Flow5.950.56
Dividend-Yield Factor4.211.77
 
Long-Term Projected Earnings Growth10.371.04
Historical Earnings Growth-5.70-0.94
Sales Growth-1.04-0.17
Cash-Flow Growth1.130.05
Book-Value Growth5.722.41
 
Category: GBP Allocation 80%+ Equity
Fixed Income Style-
Morningstar Style Box®
Fixed Income Style
SizeRel to Cat
Total Market Value (Mil)GBP 164
Maturity Distribution %
1 to 37.66
3 to 50.00
5 to 715.71
7 to 100.00
10 to 150.00
15 to 200.00
20 to 300.00
Over 300.00
Effective Maturity-
Effective Duration-
Credit Quality Breakdown %     %
AAA -   BB-
AA-   B-
A-   Below B-
BBB-   Not Rated-
 
Category: GBP Allocation 80%+ Equity
Asset Allocation31/03/2025
Asset Allocation
 % Long% Short% Net Assets
Stock101.600.00101.60
Bond12.480.0012.48
Property0.000.000.00
Cash33.9753.33-19.36
Other5.530.255.29
World Regions31/03/2025
 % of EquityRelative to Category
United States34.340.70
Canada0.140.13
Latin America1.852.25
United Kingdom31.541.68
Eurozone15.421.58
Europe - ex Euro4.300.98
Europe - Emerging0.150.69
Africa0.663.26
Middle East0.160.32
Japan4.390.71
Australasia0.130.13
Asia - Developed4.481.18
Asia - Emerging2.450.58
 
Category: GBP Allocation 80%+ Equity
Sector Weightings31/03/2025
 % of EquityRelative to Category
Basic MaterialsBasic Materials6.181.59
Consumer CyclicalConsumer Cyclical10.291.00
Financial ServicesFinancial Services19.991.06
Real EstateReal Estate1.750.61
Consumer DefensiveConsumer Defensive7.301.08
HealthcareHealthcare12.771.12
UtilitiesUtilities3.001.09
Communication ServicesCommunication Services10.121.54
EnergyEnergy3.350.93
IndustrialsIndustrials11.080.87
TechnologyTechnology14.190.70
 
Category: GBP Allocation 80%+ Equity
Top 10 Holdings31/03/2025
 Portfolio NEW
Total Number of Equity Holdings52
Total Number of Bond Holdings10
Assets in Top 10 Holdings76.64
NameSectorCountry% of Assets
E-mini Russell 1000 Index Future June 25United States13.50
Stoxx Europe 600 Future June 25Germany13.46
JPM GBP Liquidity LVNAV Select(dist)Luxembourg12.25
E-mini S&P 500 Future June 25United States7.59
Courtiers UK Equity Income I AccUnited Kingdom6.26
JPM USD Liquidity LVNAV Select(dist)Luxembourg5.33
iShares Core S&P Small-Cap ETFUnited States5.10
E-Min S&P 500 Ewf Mar25United States4.93
Courtiers Glbl (ex UK) Eq Inc I AccUnited Kingdom4.17
FTSE 100 Index Future June 25Netherlands4.05
 
Increase Decrease New since last portfolio
Category: GBP Allocation 80%+ Equity
 
Management
Name of CompanyCOURTIERS Asset Management Ltd
Phone-
Website -
Address18 Hart Street, Henley-On-Thames, Oxfordshire, RG9 2AU
 Henley-On-Thames   NULL
 United Kingdom
DomicileUnited Kingdom
Legal StructureOpen Ended Investment Company
UCITSNo
Inception Date05/03/2007
Fund Advisor(s)
COURTIERS Asset Management Ltd
Fund ManagerGary Reynolds
Manager Start Date05/03/2007
 
Biography
Gary is a CFA Charterholder, a Chartered Fellow of the Chartered Institute for Securities & Investments and an Associate of the Chartered Insurance Institute. Married with two sons, aside from asset management, Gary is passionately committed to the development of sport in Reading and Berkshire and is CEO at Rams RFC, a National 1 rugby club that runs five senior men’s sides, a ladies team and a huge junior section. Outside of his family, business and rugby interests, Gary likes walking his dogs, which he acquired from Battersea Dogs Home & the RSPCA. “Giving a home to rescue dogs has been one of the best experiences of my life – I have solved more problems walking them in the woods and fields than I could ever do sitting at a desk, and irrespective of how Rams have performed on the pitch, or whether markets have done well, or we have lost or made money for our investors, the dogs are still pleased to see me.”.
Fund ManagerJames Timpson
Manager Start Date01/08/2021
Fees and Expenses
Sales Charges (Maximum) 
Max Initial Chargen/a
Max Exit Charge*n/a
Annual Charges
Max Annual Management Charge1.50%
Ongoing Charge1.68%
Purchase Details
Minimum Investments
Initial1000  GBP
Additional500  GBP
Savings-
Tax Free Savings Schemes
ISAsYes