New Year's Day and the resolutions that come with it are all about new beginnings, starting afresh, while also looking back at the year past. And this is exactly what retirement is like - you start a new life and turn the page on a chapter of your life that it will be difficult, if not impossible, to return to.
Those about to retire have a unique opportunity to peer over the "fence" of retirement while remaining in the safety of their working life. So, my recommended New Year's resolution for near-retirees is to meet with a financial planner to ensure you're truly ready and on track for retirement. I hope most readers are already doing this, but there are likely many whose retirement strategy could use a tune-up.
For those who fear having to work another few years to ensure a healthy retirement plan, just remember that working a few extra years now won't be as bad as running out of savings later in retirement. Also, delaying retirement a few years can significantly improve your overall retirement readiness.
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